Who We Are

Hutchinson & Ziegler Financial Advisors, Inc. was established in 2003 as an independent financial advisory firm.  We are a husband and wife team working together to meet the needs of our clients.  We consider ourselves to be fiduciaries to our clients, meaning that we always place our clients’ interests before our own.  Our compensation comes exclusively from fees paid directly by our clients, which enables us to minimize conflicts of interest.

  • Heather I. Hutchinson

    CFP®, Principal

    Heather began a career in financial services in 1993, and has worked in the Asset Management division of Equitable Real Estate Investment Management, Inc., the Mutual Funds department of Charles Schwab & Co., Inc., and as a Portfolio Manager with Bingham, Osborn & Scarborough, a wealth management firm in San Francisco. She earned the Certified Financial Planner™ designation in 2000, and has presented various financial and investment related topics on CNN-FN Television, KBZS radio, and to the California Society of CPAs.

    Heather is an active member of the Financial Planning Association (FPA), and formerly sat on the board of directors of the San Francisco chapter of the FPA.  While on the San Francisco FPA Board, Heather served as chairperson of the chapter’s Pro Bono Committee, whose mission is to foster pro bono financial planning for low-income families. 


  • Eric J. Ziegler

    CFP®, Principal

    Eric’s career in financial services has spanned 20 years.  Prior to joining Hutchinson & Ziegler, Eric spent 11 years at Charles Schwab & Co., Inc, primarily within the Asset Management and Third Party Mutual Fund enterprises; he left Schwab in 2000 to pursue other interests, returning in 2005 as a Vice President/Consultant within the Financial Products Group.  Prior to returning to Charles Schwab, Eric served as the Director of Investment Operations for Advisor Partners, LLC, an investment management firm in San Francisco, where he focused on constructing highly customized, tax-managed, core equity portfolios for high net worth clients of investment advisors, and as a Securities Compliance Examiner for the Securities and Exchange Commission (SEC), San Francisco office.

    Eric graduated with a BA in Economics from San Francisco State University in 1989, and holds the Certified Financial Planner™ designation.